Vocational Rehabilitation Centre
PSRD’s Vocational Rehabilitation Centre renders interest free loans for starting or upgrading businesses to deserving persons with disabilities so that they can support themselves as well as their families. These loans are paid back in twenty equal installments after an initial grace period of two months.
Since commencement, Rs. 23.89 million has been disbursed to 903 persons with disabilities and the recovery rate has been 98.97%.
In the current year, a sum of Rs2.09 million was given to 45 special persons. The recovery rate was 98.960/. Business management training was also provided to loanees before the dispatchment of loans.
Business management training is given to the loanees before disbursing the loans. The training consists of planning, budgeting, record keeping, and innovation.
Muhammad Naveed has disability of both legs due to polio. With the help of a loan from PSRD, he now has his own tailoring shop and earns a reasonable livelihood to support his family.
Savidah Mushtaq, was a victim of medical malpractice which resulted in partial use of her right leg. She was a single, 38 year old lady with four family members to support. She had ten years’ experience of working as a beautician and was earning Rs. 16,000 per month. The owner decided to sell the parlor for Rs 100,000 and Savidah did not wanted to miss this opportunity.
One of her client informed her about VRC at PSRD. She applied for loan worth Rs 50,000 and after assessing her home and the parlor, she was granted a loan of Rs. 50,000. She gave this amount as a down payment and paid the rest within three months. Now, she is running her parlor independently and earns more than Rs. 25,000/month. She is able to meet the expenses of her family and pays installments regularly.